Homeowners Insurance Affordability Act Updates - Quick Reference - April 1, 2016
Homeowners Insurance Affordability Act Updates as of April 1, 2016
EFFECTIVE IMMEDIATELY ALL ELEVATION AND FLOOD PROOFING CERTIFICATES MUST HAVE THE EXPIRATION DATE OF 11/30/2018
Please use the following forms when submitting them for a permit.
If you have any questions, please contact Noah Taylor by phone 727-893-7283 (forms not compatible with Firefox, if you receive a "please wait" message, click the download icon in the top right corner).
Local Mitigation Strategy
Flood damage and content coverage is not covered by normal homeowners insurance...
Flood damage and content coverage is available for property within the city of St. Petersburg through the National Flood Insurance Program (NFIP), and is backed by the federal government. Flood insurance is one component of an effective flood mitigation strategy. Make sure you have content coverage. All floodplain properties with federally backed mortgages (FHA, VA, FNMA, etc.) must have flood insurance.The Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12) requires changes to all major components of the program, including flood insurance.
When a flood warning is issued:
- Keep tuned to local stations for evacuation information.
- Avoid putting rescue workers at risk - obey evacuation orders.
- Store drinking water in sterile, covered containers.
- Move valuable objects higher. Place them on shelves, tables and counter tops.
- Fuel your vehicle and check oil and water.
- Sandbags may be available for residents.
During the flood:
- If flood waters threaten to enter your house, turn off electricity at main circuit box.
- Stay on higher ground.
- Do not drive on a flooded road.
- Do not attempt to wade in water above your knees.
After the flood:
- Do not return to your home until officials give the "All Clear."
- Do not eat food that has come into contact with flood water. Use non-perishable food.
- Drink only bottled or previously stored water.
- Stay away from disaster areas.
- Do not handle live electrical equipment.
- Report downed power lines, road obstructions, etc.
- Keep tuned to local stations for emergency information.
Flood Warning System
The Tampa Bay region, including the city of St. Petersburg, depends on the National Weather Service (NWS) in Ruskin, Florida for flood threat recognition. The NWS issues flood advisories for our area when expected rainfall may overflow drainage systems and cause isolation of structures due to the potential of ponding flood waters. Local radio and television stations routinely broadcast flood threat advisories issued by the NWS. Radio station 100.7 WMTX-FM is the primary Emergency Alert System station for the Tampa Bay Area. Flood warning information may also be broadcast on StPeteTV to support Pinellas County Emergency Operations if necessary. Find StPeteTV on Bright House Cable Channel 641, WOW! Cable Channel 15 or Verizon FiOS Channel 20.
If you are advised to evacuate, turn off utilities at the main switches or valves. Disconnect electrical appliances, but do not touch any electrical equipment if you are wet or standing in water. Avoid fast flowing water or unstable banks.
To find out more about how you can prepare for surviving the storm visit Pinellas Counties Website at http://www.pinellascounty.org/emergency/What You Need to Know - April 1, 2016 - Quick Reference