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The City of St. Petersburg offers assistance to homeowners who are located within the City's municipal boundaries. The links below include information on loans, grants and programs. 

Mortgage & Utility Assistance Grant Program

Provides grants to eligible homeowners who are currently unemployed or underemployed as a result of the pandemic and have fallen past due with mortgage or utility expenses and/or are in jeopardy of future payment delinquency due to lost or diminished income. Learn more at

Housing Rehabilitation Assistance Program

Provides funding for residents needing repairs to their homes for code compliance, safety or accessibility. Depending on need and eligibility, funding is available through Home Repair Loans or Barrier Free Loans and Grants. Learn more here.

Solar Energy Loan Fund (SELF)

Provides loans, project management, and a list of approved contractors for home improvement projects to improve energy efficiency, water conservation, and storm preparedness in residential homes. Learn more here.

South St. Petersburg CRA Housing-Based Opportunities

Support both single-family homeownership and the development of multifamily residential in the South St. Petersburg Community Redevelopment Area. Learn more at

Additional Homestead Exemption for Seniors

The City of St. Petersburg allows for an additional homestead exemption on property taxes for low-income seniors who maintain long-term residency at their property. Residents must meet the below criteria to be eligible for the additional exemption:

  • The owner is 65 or older on January 1
  • The applicant qualifies for or is already receiving Homestead Exemption
  • The owner’s household income is less than the limit established for the low-income senior exemption
  • The assessed value of the property is less than an established maximum
  • The property has been the owner’s permanent residence for at least 25 years

Residents can find details and apply with the Pinellas County Property Appraiser at For more information or questions, call the Pinellas County Property Appraiser at 727-464-3207.

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