Housing Rehabilitation Assistance Program

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Housing Rehabilitation Assistance Program

Program Overview

The Housing Rehabilitation Assistance Program provides funding for residents needing repairs to their homes for code compliance, safety, and accessibility. Depending on need and eligibility, funding is available through Home Repair Loans or the Accessibility Assistance Program.  

Home Repair Loans

Funding is available to qualified applicants who own and occupy a single-family residence located within the City of St. Petersburg municipal boundaries. Home repair loans provide the homeowner with the funds to remove health and safety risks from the home and to correct code violations to an owner-occupied residence. Examples include leaking roofs, electrical hazards, plumbing, sanitary sewer issues, and other threatening perils that are an immediate detriment to household occupants. Assistance is also available to identify and mitigate lead-based paint hazards. 

Loan Features

  • 0% interest rate
  • Affordable monthly payments based on household income and ability to pay
  • Loan forgiveness after 10 years of continued occupancy

Accessibility Assistance Program

Formerly known as Barrier Free Loans and Grants. Physically, visually or hearing impaired homeowners or renters may be eligible for financial assistance to construct and install ramps, grab bars, chair lifts, accessible counters, widened doorways, notification lights, buzzers, and other supporting fixtures that render a home accessible for persons with disabilities. Assistance may be awarded in the form of a grant of up to $3,000. Assistance exceeding $3,000 is available as an interest-free loan of up to $15,000.


Loan applicant income is limited to 120% Area Median Income (AMI), as defined by the U.S. Department of Housing and Urban Development and established specifically to the geographic area of St. Petersburg. View the current income limits. Assistance is only available to homeowners whose house value does not exceed $349,525. 


Apply for the Housing Rehabilitation Assistance Program in the application portal below. 

Application Portal